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DSR Realty

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Demystifying Home loans

If you haven’t experienced it before, the home loan process can feel overwhelming, but our agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

Financing

Thomas (Thom) Griffith
600 22nd St #100
Oak Brook, IL 60523
O 630.869.1077 M 630.205.2100
E Thomas.Griffith@rate.com

get to know tom

Interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?

21 years, I love helping clients buy and refinance their homes!

What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?

A fixed rate mortgage is great if you plan on staying in the home for more than 7-8 years. If that is not the case an ARM will work better for your family.

What are the top 3 misconceptions people have about the home loan process?

They need 20% down to avoid PMI, bad credit means they can't buy a home, 20% down is required to purchase property.

What provides you with the most satisfaction in your job as a Loan Officer?

Going to a closing and seeing how happy people are once they get the keys to their home!

Keller mortgage

Skip the fees NMLS #140234

Keller Mortgage is a Nationwide Lender offering a Zero Plus Loan Program exclusively to our clients. Zero Plus means that they don't charge the traditional lender fees, like an Origination Fee, Processing Fee, Underwriting Fee, etc. And for loans over $150,000, they give you an additional $1,000! On average this is saving our clients $5,000. That's CASH they don't have to bring to closing!

How can they do this and stay in business? Keller Mortgage doesn't spend a dime on marketing so they pass that savings straight on to YOU, the customer, with competitive rates and no lender fees. They also order a Home Appraisal on day one of the contract, helping you close faster. And if you terminate that contract, you don't pay them back for that appraisal. www.kellermortgage.com

Get in touch

If you are curious to hear more about us and what we can offer, don't hesitate to get in touch. We try to take care of all of the detailed processes making home buying or selling super easy! Get in touch today! We're happy to help.

*Loan calculator is assuming loans over $150,000. Excluding Land and Manufactured Homes. Certain officers, directors and owners of Keller Williams Realty, Inc. have ownership interest in Keller Mortgage. Keller Mortgage, LLC is an affiliate of Keller Williams Realty, Inc. This is not a commitment to lend. Buyers are advised to obtain a Loan Estimate. Loans are based on credit and underwriting criteria. Not all borrowers will qualify. Keller Mortgage is a licensed trade name of Keller Mortgage, LLC, 4725 Lakehurst Ct., Suite 400 Dublin, OH 43016. NMLS No. 140234. TX SML Registration, 209 Brins Way, Dripping Springs, TX 78620. 1888-766-2678. Seewww.kellermortgage.com for full details and disclosures. Equal Housing Lender. NMLS number 140234

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